If I have bad credit, can I qualify for an auto loan?
Actually, there are several definitions of "good credit." So if you've had credit difficulties in the past, the best way to find out if we can assist you is to apply for a loan. There is no cost to do so, and our loan staff will work with you to look for ways to get your loan request approved.
What insurance requirements do you have for auto loans?
When you have an Auto Loan with Elements Financial, you must carry full coverage that includes comprehensive and collision for the value of the loan. Elements offers an array of insurance products and, when you have your loan with us, you can also insure your vehicle with us. Get a free online quote from Elements Financial Insurance Group today. The application is free, available 24/7, and accessible anywhere that you have Internet access. If you would rather apply in person, then come on into a branch convenient to you! Our friendly Financial Wellness Experts are here to help you in any way that they can. Or you can call us at 1-800-842-5936 if you would like to discuss further options before applying.
How long will it take to receive my vehicle title after I pay off my Auto Loan?
If your loan is paid off with guaranteed funds (cashier's check, cash, or new loan proceeds) the lien card or title will be mailed to the appropriate party as soon as possible. If the loan is paid off with a personal check, we will wait 10 business days before we release the lien card or title.